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MGA offers an extensive variety of commercial lines products to fit your needs. We can help you expand your business by providing answers to your specialty coverage problem accounts, and our broad product list is offered for many different business types and industry segments. Our Commercial Lines products include a wide range of specialty coverage’s provided through our markets. Binding authority allows us to provide quick turnaround service. Let your underwriter know what it will take to win the account.

In order for a quick quote turnaround it is imperative that MGA receives a completed submission:

1. Completed application
2. Supplemental applications if required.
3. 3-5 year hard loss runs
4. Expiring policy (if you have, this is nice but not required)
5. Target premium
6. Proposed effective date

The following are some producer guidelines for best utilizing the MGA’s markets:

1. Call your underwriter first to qualify the risk and learn if there is a special application required.
2. Type or write legibly on the application. The insurance company must read this also.
3. Tell us where we need to be premium wise, what the effective date is, and who we are competing against. If you have taken it to market advise where you went so we do not block you or do unnecessary work in helping you win this account!!

Learn your underwriter’s expertise and companies in order to market effectively and avoid prior submission confusion. Resist the temptation to “shotgun.”

Our years of experience, solid relationships, and expertise in specialty coverage’s make working with us an easy process. Below is just a sampling of MGA can do for you and your clients; whether it be package or monoline coverage:
• Bars/Taverns• Marine
• Builders Risk• Ocean Marine
• Clubs – Night• Premises Preferred
• Commercial Auto – National Casualty• Prize Indemnification Coverage
• Crime• Products Liability
• Directors and Officers• Professional Liability
• Employment Practices Liability• Property
• Environmental Liability• Public Auto
• Rental Properties• Errors and Omissions
• Special Events Liability• Excess Flood
• Special Risks – Childcare• Excess Wind
• Specialty Auto• Farm Liability
• Stand Alone Wind• Garage and Dealers
• Transportation• General Contractors-Paper contractor
• Umbrella/Excess• General Liability
• Home Health Care• Vacant Buildings
• Liquor Liability• Vacant Land


Please contact your Underwriter for more information regarding these coverages.

To submit New Business Accounts, email to:
newsubmissioncl@mgakcmo.com

and to Submit Endorsements, email to:
endorsementcl@mgakcmo.com

Phone Number
816-246-1200 or
800-788-4347

Fax Number
816-434-1500


Classes of Business Available


Accounts Recently Written
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Description
Coverage
Bound
Premium
Alarm InstallationCGL$ 2,522.00
Apartments 5 PlexCPK $ 1,360.00
Auto Detailing ShopCPK $ 1,543.00
Bank ForeclosingPROP $ 500.00
Concrete ConstructionCGL $ 1,378.00
Crop SprayingCIM $ 500.00
Dock Repair & fabricationCMPL$ 2,932.00
European AntiquesPROP $ 4,700.00
Club House & Swimming PoolCGL$ 2,068.00
Contractors EquipmentCIM $ 1,000.00
Meat LockerPROP $ 2,977.00
FarmFarm $ 18,575.00
Group Home for TeenagersPROP $ 1,026.00
Install/Repair Gaurd Rails & Highway CablesCGL $ 13,172.00
MotelEQK $ 10,407.00
Bar & Grill CPK $ 11,247.00
Pallet & LumberPROP$ 7,804.00
Sports AccidentSPOR $ 482.73
Tree Trimmer CGL $ 1,385.00
Vacant Building PROP $ 3,120.00
Baseball LeagueSPOR$ 959.00
Insurance Agent's OfficeBOP $ 500.00
MasonryCGL $ 1,000.00
Retail SalesCGL $ 1,792.00
Special EventCGL $ 1,600.00
Special Event Mud RunCGL $ 600.00
Trash HaulingCMPP$3,540.00
Tree TrimmingCGL $ 839.00
Vacant BuildingCMPP$ 2,420.00
Youth OrchestraCGL $ 500.00